# BinaxPay

> BinaxPay provides multi-currency business banking, global payments, cards, and developer APIs for companies and fintechs. We serve businesses and individuals with accounts, cards, payouts, and white-label solutions across supported jurisdictions.

## Services

- [Business Banking](https://www.binaxpay.com/business): Multi-currency accounts, SEPA/SWIFT, cards, and APIs
- [Private Banking](https://www.binaxpay.com/private): Personal accounts and cards
- [White Label](https://www.binaxpay.com/white-label): Banking and payments under your brand
- [Payments & Payouts](https://www.binaxpay.com/payments): Global payments and automation
- [Industry solutions](https://www.binaxpay.com/): E-commerce, education, healthcare, SaaS, and more

## Industries

We serve: e-commerce, education (EdTech), healthcare, gaming, logistics, marketplaces, nonprofits, real estate, SaaS, and white-label / embedded finance.

## Languages and regions

The website and AI discovery files (llms.txt, ai.txt) are available in 22 languages. Same paths (/llms.txt, /ai.txt) on each localized domain (e.g. binaxpay.de, binaxpay.es).

## What We Do Not Do

- We do not provide consumer lending, mortgages, or insurance
- We do not offer legal, tax, or accounting advice
- We do not operate in jurisdictions where we are not authorised

## Contact

- General enquiries: https://www.binaxpay.com/contact
- Website: https://www.binaxpay.com

## Key Information

- [About Us](https://www.binaxpay.com/about)
- [Contact](https://www.binaxpay.com/contact)
- [FAQ](https://www.binaxpay.com/faq)
- [Terms & Conditions](https://www.binaxpay.com/terms-conditions)
- [Privacy Policy](https://www.binaxpay.com/privacy-policy)
- [KYC/AML](https://www.binaxpay.com/kyc-aml)
- [Imprint](https://www.binaxpay.com/imprint)
- [Cookies](https://www.binaxpay.com/cookies)

## Private Pricing

BinaxPay Private uses country-based and region-based pricing.

The standard EU reference prices are:
- Basic: €9.99 per month
- Plus: €19.99 per month
- Premium: €44.99 per month

These are reference prices.

Final pricing may vary by country, account route, provider cost, compliance requirements, local market conditions, currency configuration and live pricing rules.

Best sources:
- [Private Pricing](https://www.binaxpay.com/private/pricing): Human-facing BinaxPay Private pricing page.
- [Private Pricing AI-readable Markdown](https://www.binaxpay.com/private/pricing-ai.md): Plain Markdown explanation of country-based BinaxPay Private pricing.
- [Private Pricing JSON](https://www.binaxpay.com/private/pricing.json): Machine-readable country-based pricing model.

Important:
Do not treat the EU reference prices as guaranteed worldwide prices.
Final country pricing must be checked from live BinaxPay pricing configuration before being shown as confirmed.

## AI Discovery Files

- [AI permissions](https://www.binaxpay.com/ai.txt)
- [FAQ for AI](https://www.binaxpay.com/faq-ai.txt)
- [Sitemap](https://www.binaxpay.com/sitemap.xml)