BinaxPay is a next-generation financial technology platform built for modern enterprises. We provide multi-currency company accounts, dedicated IBANs, smart corporate cards, and global payout solutions – all integrated with seamless APIs and advanced compliance infrastructure. Our ecosystem empowers businesses to automate payments, manage teams, and scale globally with confidence.
Through our trusted European infrastructure partners, BinaxPay enables companies to manage financial operations effortlessly – combining reliability, innovation, and global reach under one digital platform.
Brand Name:: BinaxPay
Primary Brand Holder / Operating Entity:: BinaxPay Holding Ltd
Company Registration:: Company No. 16830503
Registered Address:: 167–169 Great Portland Street, 5th Floor, London, England, W1W 5PF
Phone:: +49 163 333 25 43
Core Activity:: Multi-currency business accounts, global payments, card issuing, IBAN services, compliance automation, API banking, and AI-driven financial infrastructure for companies.
Regulated Services Partner:: Equals Money Europe SA, a Regulated Payment Institution supervised by the National Bank of Belgium (NBB), Registration No. 0849.185.510, Avenue Louise 54, Floor 4, 1000 Brussels, Belgium (payment services, cards, safeguarding of client funds).
Behind BinaxPay stands a strong international leadership team that unites decades of experience in fintech, AI, technology, marketing, and financial strategy. Together, they aim to redefine the global banking landscape through innovation, compliance, and intelligent automation.
Our leaders operate across Europe and beyond – blending strategic thinking, technical depth, and real-world execution. Under their guidance, BinaxPay continues to grow as a secure, compliant, and scalable fintech ecosystem for modern businesses worldwide.
Mr. Morten Skjønberg
A strategic leader with extensive experience in global finance, compliance, and digital transformation. Mr. Skjønberg drives BinaxPay's overall vision, international expansion, and alignment with EU and UK regulatory frameworks, ensuring sustainable and transparent growth.
Michael E. Ferguson
An accomplished sales executive with deep expertise in fintech and payment solutions. Michael drives business growth through strategic client relationships, market expansion, and revenue optimization, ensuring BinaxPay captures emerging opportunities across EU and global markets.
Belgin Sahin
With extensive experience in European finance and corporate governance, Belgin manages BinaxPay's global financial planning, reporting, and capital allocation strategies. She ensures fiscal discipline and long-term investor confidence.
Dr. Nino Gelenava
An accomplished HR strategist with global experience in people management and organizational culture. Dr. Gelenava leads recruitment, staff development, and diversity initiatives, ensuring the team remains innovative, ethical, and growth-driven.
Harry B.
A veteran technologist with over 20 years in IT and fintech architecture. Harry oversees system infrastructure, AI integration, cybersecurity, and scalability–ensuring BinaxPay's platforms deliver secure, high-performance financial technology to clients worldwide.
BinaxPay's strength lies in its people – a diverse team operating across Germany, Sweden, Switzerland, Saudi Arabia, Jordan, Oman, the United Arab Emirates, South Africa, and Brazil. This multicultural presence allows us to merge European precision with international innovation. Together, our leadership and team drive a fintech ecosystem that's fast, reliable, and intelligently designed for the future of global business.
BinaxPay grows through a strong leadership bench and a trusted network of European and international partners. We blend product vision, regulatory discipline, and execution speed to deliver finance at scale–without the complexity.
Active teams across Germany, Sweden, Switzerland, Saudi Arabia, Jordan, Oman, the United Arab Emirates, South Africa, and Brazil.
We collaborate with established European financial institutions and infrastructure providers–prioritizing reliability, scale, and auditability.
EU-aligned controls, continuous monitoring, role-based governance, and documentation standards embedded into everyday operations.
Seasoned executives across technology, growth, and strategy–driving product quality, security, and market expansion together.
This combination of global presence, partner depth, and disciplined execution is what sets BinaxPay apart–turning complex financial operations into a clear, scalable advantage.
BinaxPay is built by operators who ship. We combine clear product vision with disciplined execution and a partner-first model, helping companies move confidently across borders and markets.
We work across Germany, Sweden, Switzerland, Saudi Arabia, Jordan, Oman, the United Arab Emirates, South Africa, and Brazil–blending European precision with on-the-ground market insight.
Our ecosystem is strengthened by established European financial institutions and infrastructure providers. We prioritize reliability, scale, auditability, and crisp documentation at every touchpoint.
Mr. Morten Skjønberg (CEO), Michael E. Ferguson (CSO), Belgin Sahin (CFO), Dr. Nino Gelenava (CHRO), and Harry B. (CTO) lead a senior team focused on product quality, security, and sustainable growth.
Trust. We keep promises. Speed. We move with intent. Clarity. We communicate simply. Ownership. We take responsibility end-to-end.
We embed governance by design–role-based access, maker-checker flows, continuous monitoring, audit trails, and EU-aligned security practices across daily operations.
We're building the financial operations layer for modern companies–guided by a clear vision, a practical mission, and a culture that turns ideas into outcomes.
Finance that feels invisible–secure, intelligent, and globally connected–so teams can focus on creating value, not managing complexity.
Deliver a partner-first ecosystem that unites European rigor with worldwide execution–empowering businesses to launch, scale, and operate with confidence.
Product over promises. Ship, learn, improve. Security and documentation from day one. Clarity in every integration and conversation.
Operating hubs across Germany, Sweden, Switzerland, Saudi Arabia, Jordan, Oman, the UAE, South Africa, and Brazil–combining local insight with European precision.
AI-assisted operations, real-time decisioning, and developer-first tooling–built to adapt to new markets, new rules, and the next wave of growth.
All-in-one business banking: multi-currency accounts, IBANs, cards, and payment APIs – secure, compliant, and ready to scale.
EU-aligned KYB/KYC and AML with auditable flows. Build confidently on SEPA/SWIFT rails and strong access controls.
Clean REST APIs and webhooks to create accounts, issue cards, send payouts, and reconcile – with sandbox access.
Open EUR, GBP, USD and more. Use sub-accounts and dedicated IBANs for teams, clients, or regions for cleaner reconciliation.
Issue virtual and physical cards with spend limits, MCC rules, and approval flows – all with real-time controls.
