ABOUT BINAXPAY BinaxPay powers SEPA, SWIFT, and real-time payouts with dedicated IBANs, automated approvals, and audit-ready reconciliation—secure, compliant, and API-first for modern finance teams.
FEATURES 
Send EUR locally (incl. SEPA Instant) and cross-border via SWIFT with clear status.
Create client or project IBANs and sub-accounts to keep reconciliation clean.
Upload CSV or use APIs. Maker-checker flows, references, and smart tags included.
Real-time events for initiation, in-flight status, returns, and settlement.
WHY BINAXPAY Power local and cross-border transfers with SEPA, SWIFT and dedicated IBANs. Automate approvals, send bulk payouts, and track every status in real time—all on a compliance-ready, API-first platform.
Currencies available
Payment method (SEPA & SWIFT)
Global payouts need more than speed—they need strong controls, clear approvals, and full traceability. BinaxPay delivers all three, ready to go.
Try Global PaymentsSet up SEPA or SWIFT transfers (single or bulk). Add references, tags, and beneficiary details with instant validation.
Use maker-checker approvals and role-based permissions. Enforce limits, allowlists, and FX rules before release.
Convert funds (FX) when needed and dispatch payouts across SEPA Instant or SWIFT with clean routing data.
Receive real-time webhooks for in-flight status, returns, and settlement. Export audit-ready statements anytime.
HOW BINAXPAY WORKS 
GLOBAL PAYMENTS Test SEPA/SWIFT flows in sandbox, generate dedicated IBANs, and receive real-time webhooks to monitor payment status—secure, compliant, and API-first.
PLATFORM HIGHLIGHTS SEPA, SWIFT, dedicated IBANs, and developer-friendly automation—built for scale across borders.
Send and receive EUR with clear statuses and references. Instant settlement supported where partners enable it.
Move funds worldwide with lifecycle webhooks for in-flight updates, returns, and settlement confirmation.
Create IBANs and sub-accounts to keep reconciliation clean and speed up month-end close.
Defense in depth with SCA, least-privilege access, maker-checker approvals, and detailed audit logs.
Programmatic initiation, status tracking, and notifications for payments, accounts, and reconciliation.
Standardized onboarding for directors & UBOs with exportable audit trails, audit-ready for regulators and finance.
GUIDES & RESOURCES Set up SEPA/SWIFT transfers, dedicated IBANs, and automated payouts with BinaxPay.
