Simple access for light personal use.
Basic includes:
Best for light personal use
Lower everyday fees for regular users.
Everything in Basic plus:
Best everyday value
Best tariff for frequent international use.
Everything in Plus plus:
Best for active users
Fees below use the private-user tariff, shown in EUR.
Fees shown per transaction unless stated
| Fee | Basic | Plus | Premium |
|---|---|---|---|
| Monthly plan and onboarding | |||
| Monthly plan price Private plan payment before application review | €9.99 | €19.99 | €44.99 |
| Account application Private account application and verification flow | Included | Included | Included |
| Payments and transfers | |||
| FPS inbound GBP payment received between UK accounts | €0.50 | €0.35 | €0.25 |
| SEPA inbound EUR payment received between EUR accounts | €0.50 | €0.35 | €0.25 |
| SWIFT inbound Different currency payment received | €15.00 | €12.00 | €10.00 |
| FPS outbound GBP payment sent between UK accounts | €0.75 | €0.50 | €0.35 |
| SEPA outbound EUR payment sent between EUR accounts | €0.75 | €0.50 | €0.35 |
| SWIFT outbound GBP/EUR to another currency | €25.00 | €20.00 | €15.00 |
| Internal transfer Between BinaxPay accounts | Free | Free | Free |
| Card, ATM and FX | |||
| ATM withdrawal Per card ATM transaction | €3.50 | €2.50 | €1.50 |
| FX margin Currency exchange margin | 1.25% | 0.85% | 0.45% |
| Inbound percentage charge Applied if higher than flat inbound fee | 0.25% | 0.20% | 0.15% |
| Outbound percentage charge Applied if higher than flat outbound fee | 0.35% | 0.30% | 0.25% |
| Chargeback Each case raised to Chargebacks Team | €25.00 | €25.00 | €25.00 |